Mexican Car Insurance Review - Is Buying Mexican Car Insurance Online A BETTER Idea?

We asked one client what he thought about buying Mexico Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.

This was Dan’s comment:

“I have vacationed in Mexico since the 70’s. Nearly all travelers to Mexico plan their vacation, drive to the border then remember that they need to buy Mexican insurance … then they go buy it at the nearest seller. This is like buying groceries at 7-eleven or ampm mini-mart… your choice is limited, and you don’t have any way to research the insurance companies that vend at the border. It’s hit or miss… the coverage is not standardized, you wonder what you just bought, AND many times you are asked to pay whatever the market will bear Fees! It’s much better to purchase online and ahead of schedule!”
San Diego, CA Resident

Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexican Automobile Insurance Policies.

Paper policies, are made in the age-old conventional manner, i.e. written by hand by brokers on the border and agents throughout Calif., TX, and AZ in localized insurance agencies and posted to Mexico.

Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to reduce costs, it isn’t rare to see an office wait to send policies until they sell a substantial amount of them. Sometimes this means that your insurance contract is waiting at the agency for a few days before it’s posted.

Next, it can take more than a week for the whole lot to get through customs and arrive in Mexico City, where most of the large insurers are situated. Then it is processed by your insurer’s system database one at a time.

Online insurance policies are a far more effective process of promptly advising your insurer and dispensing  policies to you fast by internet site, E-mail or by facsimile so YOU BENEFIT.

The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What happens if you cause an accident on a weekend or at night? Most insurance brokers work 5 days a week?

Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexican Auto Insurance online certificate, which needs to be verified by each insurer, is important.

Mexican Insurance Online Review - Is Mexican Insurance Online A Better Deal?


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